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Mountain biking trails

Summerset Trail

Easy

1

riders

Summerset Trail

01:42

33.9km

80m

Mountain biking

Easy 21.0-mile mountain biking route through diverse landscapes in Banner Lakes at Summerset State Park, taking 1h 41m.

Last updated: February 26, 2026

Waypoints

A

Start point

Parking

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1

9.59 km

Banner Lakes at Summerset State Park

Highlight • Lake

Banner Lakes at Summerset State Park is a 222-acre state park in Warren County, Iowa. It gets its name from the 1930s coal mine it now occupies. The two lakes are remnants of the old mine.

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33.9 km

End point

Parking

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Way Types & Surfaces

Way Types

32.9 km

921 m

< 100 m

Surfaces

32.6 km

663 m

591 m

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Elevation

Elevation

Nothing selected – click and drag below to see the stats for a specific part of the route.

Highest point (290 m)

Lowest point (240 m)

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Weather

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Today

Sunday 5 July

30°C

21°C

54 %

Additional weather tips

Max wind speed: 15.0 km/h

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Frequently Asked Questions

Where can I park to access the Summerset Trail, especially for mountain biking?

You'll find convenient parking at the trailheads in Indianola, Carlisle, and at Banner Lakes. These locations also offer restrooms and picnic areas. For mountain biking specifically, parking at the Banner Lakes trailhead provides direct access to the singletrack trails.

Is the Summerset Trail dog-friendly?

Yes, the Summerset Trail is generally dog-friendly. However, always ensure your dog is on a leash and that you clean up after them. Specific rules for dogs within Banner Lakes at Summerset State Park should be observed.

What is the best time of year to ride the Summerset Trail?

The trail is enjoyable through much of the year. Spring and fall offer pleasant temperatures and vibrant scenery. During summer, you'll see bright yellow wildflowers. Winter conditions can vary, so check local reports for snow and ice if planning a ride then.

Are there any permits or entrance fees required for the Summerset Trail or Banner Lakes State Park?

No, there are typically no permits or entrance fees required to access the Summerset Trail itself. Similarly, there are no entrance fees for Banner Lakes at Summerset State Park.

Is the Summerset Trail suitable for beginner mountain bikers?

The main paved Summerset Trail is an easy rail trail, suitable for all skill levels. For mountain biking, Banner Lakes at Summerset State Park offers six distinct singletrack trails designed for three different experience levels, including some moderate sections. Beginners should start with the easier marked singletrack loops.

What kind of terrain can I expect on the Summerset Trail?

The main Summerset Trail is a paved rail trail with a gentle grade, mostly flat in the northern section and gradual uphill climbs with rolling hills towards Indianola. For mountain bikers, the adjacent Banner Lakes at Summerset State Park offers challenging singletrack with tight turns, climbs, and descents through old mine tailings.

What wildlife and scenery can I expect to see along the trail?

The trail winds through diverse Iowa ecosystems including woodlands, prairies, and wetlands. You can expect to see varied flora, especially wildflowers in summer. Wildlife sightings are common, including deer, geese, turkey, and occasionally bobcats. An observation platform north of Banner Lakes is excellent for birdwatching.

Does the Summerset Trail connect to other trails?

Yes, the Summerset Trail is well-connected. It links to the challenging singletrack trails within Banner Lakes at Summerset State Park. It can also connect to the 19-mile Great Western Trail and passes through sections of the McVay Trail and the Carlisle Nature Trail.

Are there amenities like cafes or restrooms near the trail?

Trailheads in Indianola, Carlisle, and at Banner Lakes offer facilities including parking and restrooms. The Indianola trailhead has running water, while others have pit toilets. Picnic areas are also available. For cafes and pubs, you would need to venture into the nearby communities of Indianola or Carlisle.

What are the notable points of interest along the Summerset Trail?

A major highlight is Banner Lakes at Summerset State Park, which offers dedicated mountain biking singletrack. There's also a scenic observation platform north of Banner Lakes, ideal for birdwatching. The trail itself traverses diverse landscapes including woodlands, prairies, and wetlands, and crosses the Middle River.

Is the Summerset Trail a loop or an out-and-back route?

The main paved Summerset Trail is primarily an out-and-back route, connecting Indianola and Carlisle. However, within Banner Lakes at Summerset State Park, you'll find several distinct mountain biking singletrack trails that offer various loop options for different skill levels.

Nearby routes

Easy

1

Summerset Trail

01:42h

33.9km

80m

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