1
riders
01:42
33.9km
80m
Mountain biking
Easy 21.0-mile mountain biking route through diverse landscapes in Banner Lakes at Summerset State Park, taking 1h 41m.
Last updated: February 26, 2026
Waypoints
Start point
Parking
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9.59 km
Highlight • Lake
Tip by
33.9 km
End point
Parking
Way Types & Surfaces
Way Types
32.9 km
921 m
< 100 m
Surfaces
32.6 km
663 m
591 m
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Elevation
Highest point (290 m)
Lowest point (240 m)
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Weather
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Today
Sunday 5 July
30°C
21°C
54 %
Additional weather tips
Max wind speed: 15.0 km/h
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This route was planned by komoot.
You'll find convenient parking at the trailheads in Indianola, Carlisle, and at Banner Lakes. These locations also offer restrooms and picnic areas. For mountain biking specifically, parking at the Banner Lakes trailhead provides direct access to the singletrack trails.
Yes, the Summerset Trail is generally dog-friendly. However, always ensure your dog is on a leash and that you clean up after them. Specific rules for dogs within Banner Lakes at Summerset State Park should be observed.
The trail is enjoyable through much of the year. Spring and fall offer pleasant temperatures and vibrant scenery. During summer, you'll see bright yellow wildflowers. Winter conditions can vary, so check local reports for snow and ice if planning a ride then.
No, there are typically no permits or entrance fees required to access the Summerset Trail itself. Similarly, there are no entrance fees for Banner Lakes at Summerset State Park.
The main paved Summerset Trail is an easy rail trail, suitable for all skill levels. For mountain biking, Banner Lakes at Summerset State Park offers six distinct singletrack trails designed for three different experience levels, including some moderate sections. Beginners should start with the easier marked singletrack loops.
The main Summerset Trail is a paved rail trail with a gentle grade, mostly flat in the northern section and gradual uphill climbs with rolling hills towards Indianola. For mountain bikers, the adjacent Banner Lakes at Summerset State Park offers challenging singletrack with tight turns, climbs, and descents through old mine tailings.
The trail winds through diverse Iowa ecosystems including woodlands, prairies, and wetlands. You can expect to see varied flora, especially wildflowers in summer. Wildlife sightings are common, including deer, geese, turkey, and occasionally bobcats. An observation platform north of Banner Lakes is excellent for birdwatching.
Yes, the Summerset Trail is well-connected. It links to the challenging singletrack trails within Banner Lakes at Summerset State Park. It can also connect to the 19-mile Great Western Trail and passes through sections of the McVay Trail and the Carlisle Nature Trail.
Trailheads in Indianola, Carlisle, and at Banner Lakes offer facilities including parking and restrooms. The Indianola trailhead has running water, while others have pit toilets. Picnic areas are also available. For cafes and pubs, you would need to venture into the nearby communities of Indianola or Carlisle.
A major highlight is Banner Lakes at Summerset State Park, which offers dedicated mountain biking singletrack. There's also a scenic observation platform north of Banner Lakes, ideal for birdwatching. The trail itself traverses diverse landscapes including woodlands, prairies, and wetlands, and crosses the Middle River.
The main paved Summerset Trail is primarily an out-and-back route, connecting Indianola and Carlisle. However, within Banner Lakes at Summerset State Park, you'll find several distinct mountain biking singletrack trails that offer various loop options for different skill levels.
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